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Home Buyer Information
Home Buyer Information

    Is Homeownership the Right Option for You?

     

    Buying a home is the largest purchase most people will ever make. Homeownership has great benefits. Homeownership also comes with certain responsibilities. Are you ready for homeownership? Look at your current situation and determine if:

    • You have a continuing and reliable source of income prior to applying for the loan.
    • You have a credit history that shows you're ready for homeownership.
    • Your total debt is manageable and you can afford to take on the costs associated with homeownership.
    • You have money saved for a down payment and closing costs.